Insurance safety solutions
June 1, 2008 By Jay Johnston
Choosing an insurance company is more than finding the best price
Read More Adding ‘additional insureds’
February 1, 2008 By Jay Johnston
Is it safe to add additional insureds to your policy? The answer is yes, if you want access to the terminal or the opportunity to continue doing business with that commercial customer. However, it is advisable to choose your additional insured partners carefully.
Read More Insurance buyers: beware to be safe
March 1, 2007 By Jay Johnston
Seems just like yesterday we met as an NPGA task force to study alternative insurance options. In 2003 we published a white paper that referred to insurance industry cycles and future price reductions. We forecast lower premiums and more choices. It happened.
Read More You, your lawyer and the insurer
November 1, 2006 By John McCoy
Understanding the rules between you, your lawyer and the insurance company is important should you ever face a lawsuit defended by an attorney selected by your insurer.
Read More Healing healthcare wounds
April 1, 2006 By Patrick Hyland
For more than 20 years, the No. 1 concern of small-business owners nationwide has been the runaway cost of health insurance.
Read More Let’s Talk
March 1, 2006 By LP Gas
Companies and employees too often fall victim to unfortunate events that are of their own creation. A long-standing accident theory (Heinrich’s Domino Theory) states that accidents and injuries are a result of unsafe acts or conditions that are caused in part by personal fault due to a person’s environment or ancestry.
Read More Limited liability aims at bad-faith claim
March 1, 2006 By Jay Johnston
Guaranties are hard to come by. Sure, they are offered, but always at a price. When you buy a new appliance or electronic, they try to sell you a warranty to cover product failure after 12 months. Of course this is in addition to your purchase price, and the sad truth is, sometimes, you will need it.
Read More Small business pessimism
January 1, 2006 By Patrick Hyland
Here in Ohio, the perception of business conditions among small businesses is falling like the mercury during a January cold snap.
Read More Indemnity agreements can save
November 1, 2005 By John McCoy
Contracts involving the sale of services or products usually have language that protects against loss or damage and provides for the payment of attorney fees and court costs to the party seeking to enforce the agreement.
Read More Avoiding a weak safety backhand
March 1, 2005 By Jay Johnston
Anyone who plays tennis and has a weak backhand shot understands the lengths we will go to avoid improving a weakness.
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