You, your lawyer and the insurer
November 1, 2006 By John McCoy
Understanding the rules between you, your lawyer and the insurance company is important should you ever face a lawsuit defended by an attorney selected by your insurer.
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								Understanding the rules between you, your lawyer and the insurance company is important should you ever face a lawsuit defended by an attorney selected by your insurer.
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								For more than 20 years, the No. 1 concern of small-business owners nationwide has been the runaway cost of health insurance.
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								Companies and employees too often fall victim to unfortunate events that are of their own creation. A long-standing accident theory (Heinrich’s Domino Theory) states that accidents and injuries are a result of unsafe acts or conditions that are caused in part by personal fault due to a person’s environment or ancestry.
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								Guaranties are hard to come by. Sure, they are offered, but always at a price. When you buy a new appliance or electronic, they try to sell you a warranty to cover product failure after 12 months. Of course this is in addition to your purchase price, and the sad truth is, sometimes, you will need it.
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								Here in Ohio, the perception of business conditions among small businesses is falling like the mercury during a January cold snap.
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								Contracts involving the sale of services or products usually have language that protects against loss or damage and provides for the payment of attorney fees and court costs to the party seeking to enforce the agreement.
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								According to the Workers’ Compensation Insurance Rating Bureau, lower back injuries remain the single most common type of work-related injury.
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								Anyone who plays tennis and has a weak backhand shot understands the lengths we will go to avoid improving a weakness.
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								We all admire those who take a stand, as long as they’re not in our way.
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								If you think that offering health insurance to your employees is the only thing you need to do for their health, think again. Each year, employee health problems cost American employers a fortune in spiraling health insurance costs, absenteeism and lost productivity.
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